Welcome to the

Communications Sacco

Communications  Sacco

Career Page

Communication SACCO is a fast-growing and dynamic financial institution committed to empowering our members through innovative financial solutions, exceptional customer service, and sound financial management.

 

About Us

At Communication SACCO, we believe in empowering our members, staff, and community to grow together. Since our registration in 2001 under the Co-operative Societies Act Cap 490, we have provided reliable financial solutions through savings and credit facilities to employees of the Communications Authority of Kenya (CA) and beyond.

We are a member-focused, innovative, and dynamic SACCO that values integrity, professionalism, and service excellence.

Why Work With Us?

  • Equal Opportunity Employer – We embrace diversity and are committed to providing a workplace free from discrimination.

  • Professional Growth – We invest in our employees through continuous training and career development.

  • Positive Culture – We value teamwork, transparency, and respect.

  • Impactful Work – Every role contributes directly to improving the financial well-being of our members.

Open Vacancies

ASSISTANT CREDIT OFFICER

JOB ADVERT –  ASSISTANT CREDIT OFFICER

Job Grade: CSSG5/02/2025

Department: Credit

Reports to: Credit Officer

VACANCY ANNOUNCEMENT

Communication Non-WDT Sacco is a fast-growing and dynamic financial institution committed to empowering our members through innovative financial solutions, exceptional customer service, and sound financial management. To strengthen our Credit team, we seek to recruit a qualified, results-oriented, and proactive individual for the position of Assistant Credit Officer on Contract Basis.

Job Purpose
To support effective loan processing, disbursement, monitoring, and recovery in line with approved policies and regulatory requirements.

Key Responsibilities

  • Implement SACCO lending policies, procedures, and regulatory requirements to ensure compliance and operational efficiency.
  • Undertake the loan application processing, credit assessment, approval recommendations, disbursement, and repayment monitoring.
  • Support the maintenance of portfolio quality with a PAR (Portfolio at Risk) below 2%, initiating recovery measures for delinquent accounts.
  • Ensure proper collateral management, loan security documentation, and safe custody of member securities.
  • Monitor member credit ratings, manage CRB listings, and process insurance claims for deceased members.
  • Conduct credit risk assessments and recommend strategies to mitigate emerging risks.
  • Participate in product review and development to ensure competitive and sustainable credit offerings.
  • Build and maintain relationships with members, employers, and stakeholders to support member growth and retention.

Qualifications & Experience

  • Minimum of 1 year relevant experience in a SACCO, bank, microfinance, or other regulated financial institution.
  • Bachelor’s Degree in Commerce, Finance, Accounting, Economics, or related field from a recognized institution.
  • Minimum of CPA Part II qualification.
  • Proficiency in Microsoft Office and financial management systems (Navision, Dynamics 365).
  • Successful candidates will be expected to submit documentation and demonstrate compliance with the requirements of Chapter Six of the Constitution of Kenya.

Key Competencies & Skills

  • Credit Risk Management – Ability to assess, monitor, and manage loan portfolio quality.
  • Financial Analysis & Reporting – Strong skills in evaluating creditworthiness and producing actionable reports.
  • Regulatory Compliance – In-depth knowledge of SACCO regulations, CRB processes, and lending laws in Kenya.
  • Member Relationship Management – Strong interpersonal and negotiation skills to foster trust and loyalty.
  • Data Management – Proficiency in credit systems, CRMs, and portfolio monitoring tools.

 How to Apply
Interested candidates who meet the above criteria are invited to submit their applications, including a detailed National ID, CV, cover letter (Addressed to The Chief Executive Officer, Communication Regulated Non-WDT SACCO Society Limited) , and copies of relevant certificates and testimonials  via this Google Form. Please indicate “Assistant Credit Officer – Job Application” in the subject line.

Application Deadline:

Applications must be submitted on or before Wednesday, 5th November 2025 at 05:00pm. Applications received past this deadline will not be considered.

Only shortlisted candidates will be contacted.

Please note that no physical applications will be accepted.

Communication Non-WDT SACCO is an equal opportunity employer and does not charge any application fees. Canvassing will lead to automatic disqualification.

If you have any queries, email info@casacco.co.ke or call 0703042483/0703042000